Welcome to Smart Investments

Life is complicated enough. Worrying about your finances should not be!
Whether it’s ensuring that you are maximizing the value of your investments, protecting your family in case of an untimely death or life threatening illness, saving for retirement, finding the right mortgage or getting appropriate funding for your business, financial advice is vital.

Many of our clients tell us that they value being able to discuss their finances with a financial expert. Our advisers are trained to the high standards and backed up by research tools that enable us to find the most appropriate solution for each client.

 

As a small family owned firm we are committed to delivering the highest quality of service to all our clients.

Employee Benefits &
Business Protection

Businesses face financial planning issues ranging from raising finance to buy property & equipment to offering competitive employee benefits & protecting the interests of key staff. How can we help your business?

 

The Financial Conduct Authority does not regulate Work Based Pensions

 

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Mortgages
& Loans

Many people are paying too much for their mortgage. Are you one of them? We can make sure you understand your options. We can also help you finance additional property purchases.

 

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

 

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Savings
& Investments

Whatever you are saving for – a deposit on a property, a special occasion, your children’s education, or to supplement your income – we can help you put your spare cash to good use to build and conserve wealth tax-efficiently.

 

The value of investments can fall as well as rise. You may get back less than you invested.

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Insurance
& Protection

It is good to know that you and your family would be financially secure should the unexpected happen. We look at how you can protect your income and assets.

 

 

 

 


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Pensions
& Retirement

Do you know what pension provision you already have? Increasingly, we are expected to take control of funding our retirement. We explain the issues to consider, wherever you are in life.

 

The value of pension and the income they produce can fall as well as rise. You may get back less than you invested.
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Inheritance
Tax Planning

More and more families have been stung by inheritance tax (IHT) in recent years after steep rises in house prices. We can help ensure that the assets you have worked hard for are passed down your nearest and dearest.  

 

Estate planning is not regulated by the Financial Conduct Authority. Tax treatment varies according to individual circumstances and is subject to change.

 

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NewsLetter

If you would like us to keep you updated on current events that are relevant to your financial affairs please register here.

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Testimonials

"We really do appreciate all your help with this. It was a big step. We're extremely glad we didn't have to manage the process ourselves!"

Richard & Alice

Berkhamstead

" We have chosen the professional financial advice and services of Neel Shah on many occasions including for our mortgages and insurance. I would not hesitate in recommending him to anyone looking to have the confidence that they are getting the best deal on the market"

Minesh & Anita

Northwood